Craig Bourne was born in Barbados, and he moved to the Orlando area in 1982. After graduating from Lake Brantley High in Altamonte Springs, Craig earned both his undergraduate degree (B.A. 1990) and his law degree (J.D. 1993) from the University of Florida, in Gainesville.

Craig is a member of the Orange County Bar Association and the National Association of Consumer Bankruptcy Attorneys. He has been in private practice since 1994, and he has represented clients from all walks of life in consumer protection and civil cases. He has been representing clients in bankruptcy since 1996. Craig spends his spare time with his wife and their little girl, and he still plays a fair game of tennis.

When you file a petition for relief under Chapter 7 or 13, you are filing a lawsuit to get relief from your creditors because you cannot afford to repay them according to their terms. You should hire an experienced attorney to help you avoid the pitfalls and to steer you through the process.

Don’t rely on the advice of friends or coworkers who filed bankruptcy! They might be luckier than you are, and what worked for them may not work for you! Even if their recollection is perfect, the bankruptcy laws have changed dramatically in recent years, so their advice might be out of date.

Don’t take legal advice from collection agents! They are not on your side and they have no incentive to tell you the truth. Their only goal is to get you to pay!

You will meet with me personally, not with an assistant or a paralegal. I will personally discuss your case facts and then I will explain how the laws apply to your situation. We will then discuss whether a Chapter 7 or a Chapter 13 filing might be in your best interest. I offer a flat fee attorney’s fee. I do not believe in charging extra for services which I believe should be included in a normal bankruptcy case.